The deadlines, the choices and where to get free help, without the jargon. Written for neighbors in Havertown, Media, Springfield, Upper Darby, Drexel Hill, Broomall and the rest of Delaware County.
Have a general Medicare question? Email us, call, or send a text. A person reviews questions and can point you toward useful information and official help.
General information only. We do not provide individual plan advice, insurance quotes or enrollment services.
Calls are answered by a virtual assistant that collects your question for manual review. It asks for recording consent before collecting your question and callback details. It cannot recommend plans or give insurance quotes.
Texts are reviewed manually. Text replies are not currently available; email us or request a callback for a reply. Message and data rates may apply. Contact details and texting terms.
When to sign up, what happens if you're still working, and the penalties to avoid.
The two paths side by side: doctors, costs, travel and what's hard to undo later.
What to check between October 15 and December 7 so January doesn't bring surprises.
PA MEDI counselors, help paying for prescriptions, and how to spot Medicare scams.
Not sure where to begin? Tell us what you are trying to understand. For example:
We review questions manually. We are not currently offering licensed insurance-agent services, plan recommendations or quotes. For help choosing coverage, contact PA MEDI or Medicare.
Keep your message general. Do not send Medicare or Social Security numbers, payment details, medical records or other sensitive health information. Your first name and question are enough to begin. See our privacy page.
Seven months: the three months before your birthday month, that month, and the three after. Sign up early in the window so coverage can start on time.
Switch between Original Medicare and Medicare Advantage, change Advantage plans, or join or change a Part D drug plan. New coverage starts January 1.
If you're in a Medicare Advantage plan, you can make one switch to another Advantage plan or go back to Original Medicare.
Your best window to buy a Medigap (supplement) policy: it starts the month you're 65 or older and enrolled in Part B. During it, insurers can't turn you down or charge more for health problems.
We're lining up licensed Medicare agents who live and work in Delaware County, for when you'd rather sit down with someone. Want a heads-up when that's ready? Email hello@delco65.com. Are you a licensed agent? Work with us.